Resale value of new speakers


I had a house fire.  I lost a pair of excellent, Sound Lab speakers.  The insurance company has given me an allotment of 24,000 (replacement value) for another pair of speakers.  Given the fire, and current finances, I need that 24,000, but must first buy a new pair of speakers, and then sell them, to get the cash.  The insurance company will only reimburse what I pay out for a pair of speakers, up to 24,000, not give me the cash directly.  I plan to buy a pair, keep them in their original boxes, and then resell them.  My 2 questions are:
1. Where are the best places to post such an offer?
2. What speakers would you recommend, to purchase, that would bring in close to their original cost on resale?
Thanks!
casselsinthesky
Sorry jnovak, those are unnecessary expenses. If the OP really thinks he is getting screwed, he should file a complaint with the State Dept. of Insurance. It's free and they will make sure the Ins. Co is acting in good faith. Insurance companies are heavily regulated.
Eric
agreed, Insurance companies will cut a check and could care less what you do with it! Option 2, buy a pair of speakers with a return policy. Bring them home, show receipt to the adjuster, get your money, return said speakers to the dealer.
A licensed public insurance adjuster will typically work for 10% or less of the total recovery. "Your" insurance company does not work for you. They work for their shareholders. You are the vessel through which they make profits. They will offer you the very least they think you will accept, not a penny more.
Herman...  because they can buy those 24000 dollar speakers for 12000 dollars. You can accept their 12000 (or whatever their offer) or the speakers. 

I had a basement flood in my house a few years back. Fortunately non of my audio gear was damaged, but the property damage to walls and flooring was fairly bad. Our insurance company came in and estimated the damage to be in the 30K range. I was offered 2 choices. Have them send in a contractor to re-do the basement, or  have them cut me a cheque, and do the work myself. It was pretty straightforward for us.

BTW, I live in Canada, so regulations may be different here, than in the USA