@OP,
As a small business owner, I can safely say that what you are asking for isn't financially feasible. As I posted before, our current society is definitely lacking a moral compass and will often resort to the courts to justify whatever behaviour the feel they are entitled to.
Why would a small business owner open themselves up to this potential aggravation?
And, why should the vendor shoulder this expense?
The big box retailers have volume, and a large bank account backed by a slew of lawyers.
The vast majority of high end manufacturers might qualify as 'medium' business owners, not large, and do not have the financial reserves to offer such terms.
B