You are welcome folks.
Perhaps some more clarification is in order.
As I previously stated, my acct with PP went on for 7 years. More or less no real big problems, though they did use a different accct to draw funds from once and it was not set as my primary, though they feel differrently and charged me a fee for not having enough funds in a non primary acct…. shhheeessshh. I gave up arguing with them over it.
This notice isn’t actually about PayPal. It’s about BILL ME LATER.
Bill me later is owned by PP now. PP is promoting it intensely and it is when BILL ME LATER is selected as a payment option that things can go south quickly if a crook figures it all out.
IT DOES NOT MATTER IF YOUR PP ACCT IS FUNDED AT ALL!
It only matters that you have one and it is/has been kept in good standing!!
PP is making the decision on whether or not to ALLOW a billing for payment action to be invoked. It’s really just based on your history with PP only.
PP looks no farther to make a decision on granting you this pay later option AND all that is needed then to verify things is for the criminal to have your name and address (likely your billing address).
A crook can go online.. find what she/he wants, see the BILL ME LATER logo, pick it for the payment choice and enter your name and address…. The crook may not even know at the time that you have a PP acct in good standing…. They might just be taking a shot in the dark there!
THAT’S IT!!
It don’t matter what your credit rating is… or how much you have of credit line with what ever supplies your PP acct. or if you even have it funded by your bank & verified!
PP is merely giving your some grace because you’ve been a good customer IN THE PAST.
I suspect the thieves in my case are either teen agers that pass by walking to and from the bus stop for school, or some nare do well’s up to no good routinely that live nearby and have access physically to my trash and mail box.
Of course in this instance, only looking in the phone book for my listed number and address would be enough… some Googling for the zip, and some clicking about online!
That’s why I found this so alarming!
I had $0.00 in my acct and a limited card funding the acct !
Take care and mention this to others… maybe…. Maybe if enough people call and complain about the ease with which someone can put you in harms way with the current verification policy BILL ME LATER & Paypal have in place, they might start requiring a tad more info… like your PP email or answering one of your secret questions, at least!
It astonishes me altogether why so little is required for a BML purchase option to be approved!!
Perhaps some more clarification is in order.
As I previously stated, my acct with PP went on for 7 years. More or less no real big problems, though they did use a different accct to draw funds from once and it was not set as my primary, though they feel differrently and charged me a fee for not having enough funds in a non primary acct…. shhheeessshh. I gave up arguing with them over it.
This notice isn’t actually about PayPal. It’s about BILL ME LATER.
Bill me later is owned by PP now. PP is promoting it intensely and it is when BILL ME LATER is selected as a payment option that things can go south quickly if a crook figures it all out.
IT DOES NOT MATTER IF YOUR PP ACCT IS FUNDED AT ALL!
It only matters that you have one and it is/has been kept in good standing!!
PP is making the decision on whether or not to ALLOW a billing for payment action to be invoked. It’s really just based on your history with PP only.
PP looks no farther to make a decision on granting you this pay later option AND all that is needed then to verify things is for the criminal to have your name and address (likely your billing address).
A crook can go online.. find what she/he wants, see the BILL ME LATER logo, pick it for the payment choice and enter your name and address…. The crook may not even know at the time that you have a PP acct in good standing…. They might just be taking a shot in the dark there!
THAT’S IT!!
It don’t matter what your credit rating is… or how much you have of credit line with what ever supplies your PP acct. or if you even have it funded by your bank & verified!
PP is merely giving your some grace because you’ve been a good customer IN THE PAST.
I suspect the thieves in my case are either teen agers that pass by walking to and from the bus stop for school, or some nare do well’s up to no good routinely that live nearby and have access physically to my trash and mail box.
Of course in this instance, only looking in the phone book for my listed number and address would be enough… some Googling for the zip, and some clicking about online!
That’s why I found this so alarming!
I had $0.00 in my acct and a limited card funding the acct !
Take care and mention this to others… maybe…. Maybe if enough people call and complain about the ease with which someone can put you in harms way with the current verification policy BILL ME LATER & Paypal have in place, they might start requiring a tad more info… like your PP email or answering one of your secret questions, at least!
It astonishes me altogether why so little is required for a BML purchase option to be approved!!