I have not had the pleasure of using paypay yet. At what point does the money transfer to the seller. The real question can you examine the merchandise and send it back if's not what it was advertised to be.
I have never had a problem and love it's ease of use BUT Ed sawyer is right. I've personally heard horror stories. Probably one in a few thousand go wrong BUT I'd hate to be that person. I still use it; with trepidation.
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