Where is Audiogon going with this.....

I never did nothing, I was framed.

Interesting thread here. I was burned by a dishonest buyer several years ago who made all sorts of claims about damage and packing and description discrepancies. He immediately initiated a Paypal dispute without even contacting me beforehand and I had to essentially prove my innocence over the whole thing with photo and shipping verification in order to get my account unfrozen. It was a debacle.

So often there's a sketchy seller, but buyers can be nefarious as well.

And they certainly dare to do because PayPal sides them no matter what they say and do. Just like that. Without warning PayPal stabs at your back.  Eventually eBay sided me but PayPal did NOTHING not even a little note that they are going to stop my business, not to mention a little apology after they almost ruined my entire economy, nearly 3 thousand bucks in there. . I made a police report. PayPal is the biggest scam artist since communism. No bank freezes your account without a notice but they dearly do. Police only has right to freeze peoples bank accounts, in my culture at least. What´s left of American culture ?

I have had three bad eBay experiences in the last year.  I would love to be done with them.  I’ll post my Schiit Saga here in the next few days and I hope it sells here instead of having to support eBay.

I do agree that the bank should freeze the money UNTIL the case is closed! I have lost much money because of this. As all of us know: Pay FIRST, and the item(s) will come safe to you.I did pay once for a set of B&W 800  as adviced by the advertisers company. Everyone knows Who, but no name from me.I had conversations with seller and at last MY bank phoned the sellers bank. The bank denied to send back MY money.
.... EVEN both banks , mine and the sellers, could verify that the seller had not sent the Item!!

The case has gone back and forth, but NO money back to me.
Still no money and this happened years ago!!

In NORWAY we do have a company: finn.no. Here we can get a deal that the buyer can put the money on an account at : finn.no, and WHEN the seller, who then has agreed to : finn.no, HAS TO SEND  the item, and when buyer agrees that the item OK!,the seller gets his money.