Amen to the comment about Audiogon - my $14.7k (list) stereo cost me $7.7k and most of my electronics were demo units from authorized retailers or new and highly discounted. I could never have afforded my system at list prices.
And as for the OP's question - my $5k budget was blown long ago.
And as for the OP's question - my $5k budget was blown long ago.