Paypal insecure?


I read this on another forum when a seller refused to use Paypal:

"
I have heard such a horror stories from internet. Paypal doesn't offer any protection for sellers. Buyer can even send an empty letter back to seller to get a refund from Paypal. Just say that you want to send the item back you have purchased and provide a tracking number to get a refund."

I wonder if this is true??

I paid the seller via bank transfer and got the item as described.
128x128ulf
"My guess as to what happened, is that I spoke to the entire country of India, and they just ran out of people to transfer me to."

You couldn't possibly have spoken to the ENTIRE country of India as I know for a fact that many are agents for the IRS.
"Believe me, a call to the seller from your local police department will get the seller's attention." Not so much!

I got ripped off on an ebay/paypal purchase. Bought some tubes which never shipped. Paypal said that seller didn't respond to their inquiry and had immediately withdrawn all funds from their Paypal account(not just from my transaction). So they closed the account and told me I was stuck. Visit to my local police was laughed off; they told me to call the police in the seller's home town. I did and they laughed some more. Buyer beware! Nonetheless, I still use Paypal regularly. I just try to make sure sellers have lots of recent positive feedback or local pickup only.
Cheers,
Spencer
"07-24-15: Sbank
"Believe me, a call to the seller from your local police department will get the seller's attention." Not so much!"

Where I live, police don't even look for stolen cars, let alone some overpriced cables.
Would be extremely rare for police anywhere to get involved in any fraud case in any way whatsoever .
They are not a bank and cannot be held responsible to you like a bank. They can put a hold on any account they have access to.

1. Get a separate bank account at a different bank than you now deal with and no links to anything else in your life.
2. Put a minimum amount of money in the account, enough not get bank charges.
3. Remove any money they transfer to it ASAP.
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