Be sure to have receipts for all your purchases, and serial numbers and photos. Take it from someone who has dealt with a burglary claim. The insurance adjuster is going to want proof of ownership of all the gear you are claiming...and he or she will likely not believe the value is what it is, or worse still, the adjuster will question your ability to afford the gear (because the adjuster is protecting the insurance company against a potential fraudulent claim for gear you never owned). Be prepared with more evidence than you think you will need. Trust me, you'll need it when the time comes.