dave1980

Responses from dave1980

Home owner's insurance question
Tuberist is 100% correct. Items that appreciate in value ( jewelry artwork etc) over time can be individually scheduled with a declared value and receive “all-risk” coverage, even dropping an item would be covered.items that depreciate over time c... 
Home owner's insurance question
Elizabeth is correct in all aspects with one respectful correction. And by the Elizabeth you could teach me volumes on AV...Contents Coverage B or personal property,  does not have a “co-insurance penalty” clause as does Building coverage A does. ... 
Home owner's insurance question
Glad to see other insurance professionals here. All very good advice. I’ll just add a few things.1. LP’s if considered “collectible LP’s (an intrinsic value that appreciates) can be insured separately under a Personal Articles Floater, as can be j... 
Best song for immediate impact when presenting or testing?
1. Gino Vanelli’s Powerful People 19742. I second Take Five, Dave Brubeck3. Chuck Mangione’s Children of Sanchez 19784. The Feeling of Jazz by Dianne Reeves with Wynton MarsalisMy first choice ( a “GREAT” prentation track chosen then by the store)... 
Catastrophic Accident! What To Do!?
Unfortunately not covered by homeowners insurance as personal property is only covered for “named perils” such as fire, lightening, wind etc - dropping is not a named peril. Sorry for the bad news.38 year State Farm agentbest of muck!Dave 
Curious what people think is the best "value" high end speaker (~5K to 15K)
Personally I think the Paradigm Persona 3F’s are a steal at $10K MSRP. Many reviewers have compared them to speakers at double the price. I encourage you to audition them. You could get these and add their unbelievable Persona sub at $6500 MSRP. I... 
Road trip to demo $10,000 speakers
We all we all wish you GREAT luck on what is to be an enlightening road trip. We all have our own opinions in the end you will make your best decision.For my 2cents worth, having owned many brands over many years including Revels, Kefs, Legacy, Ha... 
What were your humble beginnings on the path to high end audio?
Fun topic! I’ll start with the era, I’m 16 a sophomore in H.S. In 1972. Saved my $ working for Grand Union Supermarket at around $1.60 per hour and saved up for a very long time.First receiver - Sherwood later a SansuiFirst speakers - Infinity Pos... 
Best Rocking Speakers 15K and Under
Paradigm Persona 3F $10k and their Persona sub! With a modest discount it meets your budget.i bought this year the Persona 7F’s and Persona sub and I never miss my B&W 802 Diamond 3’s 
Good Speaker within a budget of USD10,000
So the old guy is back after many years. I defer to my younger sons that know much more than I ever knew. I still depend on my ears!!!I’ve been fortunate and owned some awesome  Kefs, Infinity Reference 1’s, (1980’s) which by the way were some of ... 
If you like Revel F208, you would love ....
I second the Paradigm Persona line very impressive