i too live in Fl. on coast, i just make sure my gear is off. it lightenings here everyday for 5 mos. and i would never leave my house if i was that worried. if it is REALLY close and i am home i consider it, but by then it is probably too late.good question tho! made me realize how lightening is no big deal after 15 yrs living in top spot in usa for strikes.
