What credit cards do you use?

Someone elses!!! Works real good! Cheap too!
Sorry. just had to be goofy.
My last purchase for approx $20,000. was local, a dealer i have known for a very long time, by personal check.

I use my Amex whenever possible. The benefits are numerous:
Extended warranties, easy proof for insurance, great tracking, no limit, no payment games (I pay in full every month) and they give rewards points. The points aren't exactly cash back but I've never had trouble using them. I recently put a vacation on my Amex and the insurance they offered was cheaper than anywhere else and the coverage is good.

Some retailers hate Amex because it is expensive, so I do use other cards or cash at times.

I wrote a lengthy rave about AX late last night and then decided it was too much. My feelings have not changed, AX and Visa are my only credit cards.

Visa is used only if I MUST have something (out of gasoline) and the auto serve pump does not accept AX.

My AX gets more charged to in one week than the Visa does in one year.

Like Elevick I pay in full every month. I'm close to having no debt except for our home and one car and hope to keep it that way.

Sufentil,
The card was probably an Amex card, most likely a platinum or black card. There may be other colors our wealthier A'gon members know of or possess. I know the Amex gold allows purchases up to about $10k, slightly more if you call and are approved. I think the platinum extends the ceiling to $50k and the black to $100k or more. I use my Amex card(just gold since I'm not rich) for the extended warranties (I think it still doubles the length of most warranties) and the handy reward points (I recently used these points to buy all supplies for a masterbath redo) and it keeps me from spending sprees since I know the full balance is due each month. Elevick is right about many retailers not liking Amex. Visa,Mastercard and Discover get between 1-2% of the purchase amount as a fee while Amex fees are 3%. Amex also charges cardholders a yearly fee - just because they can.

Albert,

I'm curious what you find so attractive about the AmEx. Does it help for purchasing audio gear? Does it help for other stuff?

I'm considering applying for the AmEx platinum but frankly find the annual fee to be a little on the high side, so I'd want to make sure that it actually offers me something.

Michael