I build or rebuilt my own stuff except for the Focal speakers. Practically nobody here is listening like I am for as little money as I've spent. To do as you suggest I would spend nearly the price of the speakers to simply build the crossovers and amps out of individual parts. To actually buy the amp I'm using retail you'd spend about 75% of the price of the speakers. You're talking about some VERY cheaply built amps of the sort I'm not even interested in looking at. Stuff like you'd see at Best Buy.
What seems to go unnoticed here is that passive crossovers are artfully designed to compensate for the shortcomings of driver and cabinet behavior and you're not going to get that result with an active crossover unless it's carefully tailored to the speaker; a skill practically no DIY'er has, and most definitely a trait no retail unit will get you. If you're going to go the active crossover route, you need to be pretty sure your cabinet and driver alignments are dead on because a simple active crossover will give you none of the corrections you need to compensate for less than ideal cabinet and driver behavior.

