It depends on your "contract" with the Seller - whether you accepted risk of loss from the Seller’s location, or whether the Seller did.
As a seller, I always, make sure the Buyer accepts risk of loss, during shipment, from my location, when the carrier picks up the package. And I place the shipment in the name of the buyer, so the buyer may settle any claim for damages with the shipper, directly.
As a seller, I always, make sure the Buyer accepts risk of loss, during shipment, from my location, when the carrier picks up the package. And I place the shipment in the name of the buyer, so the buyer may settle any claim for damages with the shipper, directly.

