b) that takes a lot of time
Hobbies tend to do that.
Or are you supposed to max out your card
Been there. Don’t recommend it. ☹️
Or just do your research . . . knowing that the system is going to be so much better than anything you’ve owned . . .
Final answer. After purchasing your system, never visit an audio website again. It’s like stopping by to say hi to your former dealer. They always have great new stuff that you got to try.