Jeff, re: mechanical damping affecting total load impedance, I suppose it does contribute by a small factor (you are talking about a reactance-type current in the coils damping the cantilever movement, right?)
Anyway, the effect on the freq. response curve would be small I should think, compared to the deviation from flat that would be caused by a load change of even 20 or 30 ohms.
It's one of those factors like VTA, where a less than optimum configuration will only yield 4th (or was it 8th) order distortions which are essentially inaudible. Whereas even a slight mis-adjustment of SRA is quite audible. It's sort of like that I think.