Marchand active crossovers (all the ones I have used) use no inductors.
Summing to mono at low frequency is perfectly appropriate for stereo speakers. In fact, in producing LPs, it is commonplace to do this. You should not be so upset by the 180 Hz number. The reduction of separation is a gradual thing, not an abrupt change at 180 Hz. At 20 Hz there is no musical signal separation on the LP to be lost. Just rumble, which you want to loose.
But you seem to have your mind made up. As I said, lots of luck.
Summing to mono at low frequency is perfectly appropriate for stereo speakers. In fact, in producing LPs, it is commonplace to do this. You should not be so upset by the 180 Hz number. The reduction of separation is a gradual thing, not an abrupt change at 180 Hz. At 20 Hz there is no musical signal separation on the LP to be lost. Just rumble, which you want to loose.
But you seem to have your mind made up. As I said, lots of luck.

