Pulling the trigger on pricey equipment


I have the opportunity to purchase a somewhat expensive pair of speakers from a private seller on Audiogon. His feedback is around 30 and mine is around 160. I have never purchased anything this expensive online privately. The speakers will have to be palletized and shipped freight insured. My angst is in I'm sending a lot of money upfront with the hope of receiving the speakers. Are there any suggestions regarding payment (maybe 1/2 upfront and 1/2 upon delivery) or best way to safeguard my money and alleviate some of the emotional stress in this transaction. Is Paypal my best option?
jig
+1 on what Roxy54 said. I always want to talk on the phone with someone from whom I'm buying something expensive. Arranging palletized shipping is not something I'd want to be nonchalant about. Paypal offers the most buyer protection of any payment scheme I'm aware of when purchasing from a private seller.
If you're that concerned, then don't do this sale and wait for the speaker to become available within driving distance so you can make a face to face transaction.
There are 'Escrow' services. The service holds the money and ony pays it when the buyer gets the items.
Usually escrow services charge a fee. and you would have to do due dilligence on picking one both you and the buyer feel safe with.

Any feeling of worry I would hold off and wait for some near enough you can go there.
Paalletizing speakers is a big deal, and the shipping company has to be really great. Any mistakes and you get busted junk.

The most I have spent here is $2,400 and that was delivered by the owner to my home.
I would be pretty worried with a lot more than that floating on a promise cross country.
If you do it, just make sure you are safe.

I paid over $1000 cash for a pair of speakers once. We met in a Barnes and Noble store in a mall, but the speakers were in his car trunk outside. And it was dark. But he was a real gentleman and it worked out.

I paid $8000 cash for a pair of amps once. It was out of my state in his town. We met at his home (so I would know where he lived). The amps were in his car trunk in boxes. He showed me the boxes and we drove to his bank and he deposited the cash. Then we moved the boxes into my car. At least it was broad daylight. Still using those amps now.

Don't know if I'd do this again.
The biggest ticket item I have bought here was 3700.00 for a pair of speakers. The seller had a solid rating and we spoke by phone before concluding the transaction. I paid via PayPal on a Sunday evening and the seller shipped the speakers out the next morning via Fed Ex freight. I received the speakers 4 days later in absolutely perfect condition. I would do it again in a heartbeat.