Listen to "systems" in your budget. Take your time, nail down your budget, and be careful with the advice you receive. I don't know if I subscribe to hard-and-fast percentage allocations. I think my system is balanced, and I didn't allocate anywhere near 40% to speakers (based on list prices).
Ayre AX-7e - $3,500 (Amp / Pre)
Ayre P-5xe - $2,700 (Amp / Pre)
Total - $6,200 (31%)
Ayre CX-7e - $3,500 (CD)
Total - $3,500 (17%)
GMA Callistos - $2,900 (Speaker)
ML Dynamo - $1,200 (Speaker)
Skylan Stands - $300 (Speaker)
Total - $4,400 (22%)
Teres 245 w/ Verus - $3,300 (Analog)
OL Silver - $1,050 (Analog)
Denon 103R - $380 (Analog)
Total - $4,730 (23%)
Purist Cables - $1,365 (Cables)
Total - $1,365 (7%)
Also, consider your room. The $1000 I spent on room treatments was essential (I cannot emphasize that enough). Without that $1000 spent, I may as well bought a Yorx combo desktop system. Also, if you choose to include an analog front end, you will need ancillary supplied (brushes, cleaning, etc.)