Personal experience:
In February I had $5 grand in checking account.
Foolishly I had spent two grand just in Dec on cables, just two pair)
Decided to buy something!
Was going to buy Magnepan 3.7i speakers to replace my 3.6. then I decide what the Hell! Why do a lateral! Go for the big boys and ordered a pair of Magnepan 20.7. So I charged $6000 as a deposit.
Got speakers, got new speakers to replace defect on first pair.
Paid off the $6K and worked on the remaining 8K BEFORE the interest rate kicked in.
Had it down to 4K and decided to refinance my paid off car at 2.99% rather than pay the outrageous 21% on the CC. Well. as long as I am financing hell get $11 grand.
So what to spend the other 7K on. I bought a Marantz SA-10.
My dealer said I did not need new amps with my 20.7 or I might have spent the money on that. But I did need a better DAC. And the dealer loaned my the Marantz to try at home. wow, like it.
So since this February I spent $21,000 (plus tax) on stereo equipment. I am doing my part to support the industry.
Get out there and BUY something!
Now if only someone will buy my 3.6s*..
(*this is a joke and not a for sale advert.. Had to say that since no one repeat no one gets irony anymore. Sheesh.)